The Volvo XC90 is one of the most elegant midsize SUVs on the market. Modern Scandinavian style infuses all aspects of the XC90. Buyers can choose from three powertrains, including a plug-in hybrid. Advanced driver technology comes standard, and shoppers can add semi-autonomous driving. The interior is modern and quiet, with seating for up to seven passengers. Some rivals offer sportier handling, but few match the XC90’s cabin refinement.

Volvo sells its cars and SUVs in three trim levels — Momentum, R-Design, and Inscription — which simplifies the buying process.

The Momentum is the entry-level XC90, and it comes nicely equipped for about $50,000. There is premium synthetic upholstery, one-touch automatic windows, power front seats, driver’s seat memory, four zones of climate control, keyless entry and ignition, a leather steering wheel, an auto-dimming rearview mirror, a nine-inch touchscreen, a 12.3-inch digital driver display, Apple CarPlay, Android Auto, Bluetooth. The exterior includes curve-adaptive LED headlights, rain-sensing wipers, heated washer nozzles, power-folding mirrors, a power panoramic sunroof, and a hands-free power liftgate. Volvo has always emphasized safety tech, and the XC90 gets adaptive cruise control, automatic emergency braking, lane-keep assist, front and rear parking sensors, rear cross-traffic alert, and more.

For about $57,000, the R-Design adds sporty styling and more features. Those include 20-inch wheels, gloss-black exterior accents, leather-trimmed sport seats, metal mesh inlays, heated front seats, a 14-speaker Harman Kardon premium audio system, and navigation.

The Inscription trim is the most luxurious XC90, and it retails for around $64,000. It gets unique standard features like exclusive wheels and exterior trim, premium Nappa leather upholstery, heated and cooled front seats, black ash wood inlays. Options include rear heated seats, an air suspension, semi-autonomous driving, and a surround-view camera.