For car lovers who cringe at the idea of watching their hard-earned money evaporate, financial expert Humphrey Yang has highlighted five car models you might want to steer clear of. In a viral TikTok video, Yang breaks down the worst cars to buy if you’re serious about preserving your wealth.

Cars are a necessity for most, but they’re far from a solid financial investment. Unlike stocks or real estate, cars lose value quickly, and some models depreciate by more than 50% within just five years. Here are the five worst offenders that could put a major dent in your financial future, according to Yang.

1. Cadillac Escalade ESV

The Cadillac Escalade ESV is known for its luxury, spaciousness, and commanding presence on the road. But when it comes to protecting your wealth, it’s a financial pitfall.

With an average five-year depreciation rate of 58.5%, Yang reveals that the Escalade ESV is one of the worst vehicles to buy if you’re concerned about long-term value. The average price difference from the MSRP? A jaw-dropping $63,885. Buying a new Escalade today means watching a huge chunk of that investment disappear in just a few years.

2. BMW 5 Series Hybrid

The BMW 5 Series Hybrid delivers the signature luxury and performance BMW is famous for, plus the eco-friendly bonus of hybrid technology. However, its financial outlook isn’t quite so appealing.

According to Yang, this model depreciates by 58.8% over five years, with the average difference from its MSRP hitting $37,975. If building wealth is your goal, this hybrid might not be the smartest choice, despite its hybrid benefits.

3. Maserati Ghibli

The Maserati Ghibli catches attention with its striking design and sports car performance, but owning one can take a serious toll on your wallet.

Yang points out that the Ghibli’s five-year depreciation rate is 61.3%, meaning the average buyer loses about $58,623 from the original price. For those shopping for a luxury sedan, there are other options that provide the same thrill without draining your bank account so quickly.

4. BMW 7 Series

Luxury sedans like the BMW 7 Series offer comfort and high-end performance, but they also come with a hefty depreciation tag.

Yang notes that the 7 Series has a five-year depreciation rate of 61.8%, which translates to an average loss of $72,444 from its MSRP. If you’re looking for a long-term financial win, this luxury vehicle isn’t it.

5. Maserati Quattroporte

If you’re seeking a car that defines wealth destruction, the Maserati Quattroporte tops the list. Known for its prestige and Italian craftsmanship, it also leads the pack in depreciation.

The Quattroporte’s five-year depreciation rate sits at a staggering 64.5%, with an average loss of $90,588. It’s the worst offender on Yang’s list and a prime example of how some luxury vehicles can quickly turn into financial black holes.

The Bottom Line: Think Twice Before Buying

If preserving your wealth is a priority, it pays to be cautious when choosing a luxury vehicle. While these cars offer undeniable performance and status, they come with steep depreciation that can significantly impact your finances. For those who crave luxury but want to minimize financial losses, exploring high-end models with better value retention might be a smarter move.